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A Snowbird’s Checklist

Heading South for the winter? Foremost made it easy on all the snowbirds this year with a checklist! Continue reading below or head over to Foremost Blog before heading to warmer climates this winter!

 

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Claim Tips

Filing a claim can be overwhelming, check out Foremost’s article on tips for effectively filing a claim, so your prepared for the unexpected.

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Teen Drivers

Have you ever added a teen driver to your auto policy and been shocked at the increase of your premium? There are many factors as to why adding a teen driver to your policy can be quite pricey. Check out Safeco Insurance’s blog post below to read more about what could be causing your price to jump up.

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Umbrella Policy

Have you ever heard the term umbrella in the insurance industry and been struck with curiosity? If you have, you aren’t the only one. An umbrella policy is an added form of coverage that is really something to consider to help cover all your assets. Safeco Insurance broke down the reasons why you might want/need an umbrella policy. Click the link belowe or continue reading to learn more.

Safeco Insurance Umbrella Blog

 

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Mississippi Valley Fair

As we progress through the summer months here in the Quad Cities, it brings us closer to the ever so popular Mississippi Valley Fair. Whether you are a ride enthusiast, fair food addict or music lover, the fair offers something for everyone. You can indulge in everything tasty that the vendors have to offer while you give your ears a soothing melody to enjoy. Music lovers have a large range of artists to choose from when it comes to live music. The Valley Fair offers big name concerts, referred to as the Grandstand Entertainment, every night starting at 8 pm, with genres varying from country to rock. Along with the Grandstand artists they have the Nightly Band Fair, which features popular local bands like The Binjers which will play at the Pavilion on August 3rd. The Nightly Band Fair offers fair goers 3 different locations to choose from to see their favorite local bands such as; The Farmer’s Tent, Pavilion, and the Shed. To check out all the musicians’ locations and times visit the Valley Fair website. While the type of insurance that vendors and musicians are required to hold is unknown, a good assumption would  be Commercial General Liability and even Inland Marine, to better protect their instruments and equipment. If you haven’t bought your Fun Card ticket yet, there is still time, support the locals and your community and join in on the fun. This year’s fair is sure to be a hit!

 

 

 

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Homeowner vs. Renter’s Insurance

Looking to move into the Quad Cities? Whether you are moving into an apartment or a house it’s important to take the steps to make sure you’re properly insured. Homeowner and renter policies are similar in that they are meant to protect you against a covered peril, but what most people don’t know is the difference of what they are insuring and what is covered. A homeowner’s policy is meant to insure you, your dwelling, (the house structure) and the contents in it. A renter’s policy is designed to cover only you and your personal belongings inside your apartment. Whether it’s a house, condominium, or an apartment, inquire about your options to make sure you are covered.

 

 

 

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Downtown Rock Island Events

Downtown Rock Island has released their 2018 event schedule this summer and it’s sure to be a hit! Whether you prefer live music, a variety of food vendors, home-brewing of more than 50 beers or outdoor games, Rock Island has covered their bases with a little bit for everyone. The first event kicked off on the 26th of May with a Plaza Picnic. The event was full of music, food, and fun; basically, one giant community picnic party! To plan your next family or friend outing you can visit Downtown Rock Island’s website to view their event calendar. While they may have covered their bases by hosting fun events, I wouldn’t be covering ours without discussing the insurance behind the events. Some lines of insurance that the city and vendors could and should be carrying would vary from liquor liability, commercial general liability, and inland marine. With so many different events that Rock Island hosts the type of insurance and coverage that is needed is endless. While the specific coverage that the city is requiring is unknown, chances are Downtown Rock Island is making sure all their events are covered!

 

https://twitter.com/DowntownRI/status/1005535646629466112

 

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